Are you confused about the Open
Enrollment for 2019 health plans? Do you have questions like: When is the open enrollment to buy health insurance in California?
Was Obamacare repealed?
Do I have to buy health insurance in 2019?
Here is one of our videos and the information bellow that will help you answer this questions!
So,
let’s just start with the fact that so called Obamacare or the Affordable Care
Act was not repealed. What happened is the penalty for not having health
insurance was repealed for year 2019 (this is also referred to as individual
mandate) .
The
other provisions of the law are unchanged- the open enrollment is still
enforced, the subsidies or tax credits are still available for year 2019, the
pre-existing condition is still not a consideration (at least not at the time
of recording this video).
Now,
that being said it’s up to you if you want to get health insurance. But keep in
mind, if you do not apply for a health plan during open enrollment, you might
not get a chance to get major health insurance for 2019 at all (unless you have
a qualifying life event)
·
So, when researching
the open enrollment to buy health insurance make sure to look at your specific
state. All states have their own enrollment periods. The federal 2019 Open
Enrollment Period runs from November 1, 2018, to December 15, 2018.
·
Plans sold during Open
Enrollment start January 1, 2019.
In California, we love to change things for better! So, California has its own open enrollment. So for 2019 coverage, California residents will be able to enroll in a health insurance plan starting on October 15, 2018, and will have until January 15, 2019 to enroll. This rules apply to both – on and off exchange plans.
So,
again plan ahead. It is up to you now whether or not you decide to play a fair
game and minimize your financial risk by having insurance or going broke in
case you have an accident or a health issue and you don’t have coverage.
Remember even a high deductible plan safeguards you in case of an unplanned medical
expense. Unless you understand this, you won’t be able to make an educated
decision. You know, you can’t buy health and you can’t buy happiness, but you
can buy health insurance. And that is kind of a big deal!
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