Medicare Supplement vs Medicare Part C


When it comes to Medicare you have choices! However, if you have too many choices it could get quite confusing! Here is a side by side overview for Medicare Supplements and the Medicare Advantage (Part C)

The Medicare Advantage (Part C)


■ Includes all benefits and services covered under Part A and Part B
■ Usually includes Medicare prescription drug coverage (Part D) as part of the plan 
■ Run by Medicare-approved private insurance companies 
■ May include extra benefits and services for an extra cost

The Medicare Supplement Insurance (Medigap) 

  • You may want to get coverage that fills gaps in Original Medicare coverage. 
  • You can choose to buy a Medicare Supplement Insurance (Medigap) policy from a private company. 
  • Costs vary by policy and company.  
  • Employers/unions may offer similar coverage. Please feel free to get a free quote online  


While the 10 Medigap policies feature standard benefits in 47 states, the costs for these plans can vary substantially. That’s because each insurance company establishes its own premiums and pricing structure. Factors such as gender, tobacco usage, and marital status typically affect the rates.
The least expensive time to buy a Medigap policy is as soon as you’re eligible. Your Medigap open enrollment period starts when you turn 65. During this six-month period, Medigap policies do not require health underwriting.

Learn more about Medicare on our YouTube channel




Medicare Frequently Asked Questions (F.A.Q.)


This is a list of most asked questions. We will attempt to answer all of these questions on our web site or blog or you can also explore the educational videos available on our Youtube channel at no extra cost!  If you have a specific question, please contact us and we will be glad to answer it. We usually don't charge for answering questions! 

What is Medicare?
What is Medicare Part A?
What is the Premium for Part A?
Who should not enroll in Part A?
What is Medicare Part B?
Should I enroll in Medicare Part B?
When should I enroll in Medicare Part B?
What is the premium for Part B?
What is Medicare Part C?
What is Medicare Part D prescription drug?
Are there any zero premium Medicare Plans?
Am I required to enroll in Part D?
How much does Part D cost?
When can I enroll in Medicare?
What is Medicare Open Enrollment?
What does Medicare cover?
What is not covered by Medicare?
What is Original Medicare?
Who is eligible to enroll in Medicare?
Is long term care covered by Medicare?
Is dental covered by Medicare?
Is acupuncture covered by Medicare?
Is cosmetic surgery covered by Medicare?
Are hearing aids covered by Medicare?
What is initial enrollment period?
What is general enrollment period?
What is special enrollment period?
What is the late enrollment penalty for Part A?
What is the late enrollment penalty for Part B?
What is the late enrollment penalty for Part D?
What is HMO (Health Maintenance Organizations)?
What is PPO (preferred Provider Organization)?
What is PFFS (private fee for service plans)?
What is Special Needs Plans (SNP)?
What is HMO Point of Service plans (HMOPOS)?
What is Medical Savings Account (MSA) plans?
When can I join a Medicare plan?
When can I switch Medicare plans?
When can I drop a Medicare plan?
What is Medicare Supplement Insurance?
What is Medigap?
What does Medigap cover?
When can I buy a Medicare Supplement Plan?
Is Medicare provided by Covered California?
What is the difference between Medicare and Medi-Cal?
Is Medicare free?
What is Share of Cost?
What is the “coverage gap”?
What is “catastrophic coverage”?
Which prescription drugs are covered by Part D?
What is the Coordinated Care Initiative?
What does “dual eligibility” mean?
If I am enrolled in employer-sponsored health insurance do I have to enroll in Medicare?
Who pays out of pocket costs?
What is the difference between Medicare Advantage and Medicare Supplement Plan?
Are prescription drugs covered by Medicare Supplement plans?
Can I buy a Medicare Advantage and a Supplement plan at the same time?
How much does a Medicare Supplement (Medigap) plan cost?
How much Medicare supplement insurance coverage do I need?
How can I find a Medicare Part D plan?
How can I find a Medicare Supplement Plan?
How can I find a Medicare Advantage Plan?
How to enroll in Medicare?
When is a good time to enroll in a standardized Medicare supplement insurance plan?
Can I qualify for Medicare if I am younger than 65 years old?
Can I have employer sponsored insurance and  Medicare at the same time?
What isMedi Medi?
How many programs does Medicare have?
How many parts Medicare has?
How can I get help paying for medical cost?
Am I automatically enrolled in Part A and Part B?
Does Medicare cover international emergencies?
What is a “Medicare Summary Notice”?
What does “assignment” mean?
What is the Medicare Part D “donut hole”?
How can I get extra help to pay my medication?
How do I get a Medicare Card?
Can I enroll in Medigap if I don’t have Medicare?
What is a “Guarantee Issue Period”?
What is Final Expense?
Is Obama-Care like Medicare?
How to find and compare Medicare Part D prescription drug plans? How to find Medicare Supplements ?

      

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